Money Secrets I Discovered Late: I’m 57. Here are the four biggest things I wish I knew about money when I was 40. Number one, the flow is more important than the stock. So, the stock means that you have a savings account or investment, and the flow is the money coming in and going out. So, for example, if you have $50,000 or euros in your bank account for savings and then, say, $10,000 coming in and going out, $50,000 is a stock, and $10,000 is a flow. I was more scared about money when I was 40. I realized later on I didn’t need as much stock as I thought. For example, I needed to create all the money I would need for the rest of my life and at the time I wasn’t really sure how much I was going to need.
So, I was afraid of making big purchases like retreat centres. I could buy it, but I didn’t. I was afraid of making big purchases like a retreat centre. I thought I could buy it, but I sort of postponed because of the fear and anxiety around money. So if you’re just in your 40s and you feel like you need to have more money saved up, don’t worry about it because as long as you have this ability to keep attracting the cash flow, you don’t need to save as much. For example, just imagine you have a cash flow of, say, $10,000 or euros a month. If you just try to save, say, 20% of your money, you don’t need to save as much.
So if you have this ability to keep attracting the cash flow, or 30% of the income that’s good; but if you try to keep too much money every month, your level of life and also your abundance level goes down too. So focus on now and enjoy your life now. When it comes to buying and spending money, buying something or investing something is losing cash, losing the money. Still, in fact, I’m not losing anything because money energy is exchanged with something else for me. A few million dollars were exchanged with the retreat centre, and then, because of the exchange, a new happy energy has been created over the years. A lot of people came to my centre and then changed their life.
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All those things happen because of one concept I don’t need to have so much money in the bank account. So don’t be afraid of spending the money you have; this brings me to point number two: money is to be enjoyed. Seventeen years ago, I was afraid I might not be able to attract more money once I let it go, and that kind of fear and anxiety stopped me from enjoying the money now. So if you are wondering about money, I should save it or spend it-just think of a better way for you to think about these things. About this. You know, money is a temporal energy to be saved. So you need to start spending some money and start enjoying your money because you cannot be so happy if you’re the wealthiest man in the graveyard.
If having one house brings you so much joy, that’s great. But sometimes, doing several things can bring you joy. I have tens of thousands of books. I have a few houses and four or five cars. I don’t know how many I have. I love many different aspects of my life. So from now on, intuitively, please spend on what you love. Just ask yourself, is this something that brings me joy? And if your heart says yes, you can buy. Oh, by the way, if you’re a spender, don’t ask your heart. Ask for your wallet or credit card. But if you’re stingy and if you’re a saver personality, you can always ask your heart and act on your intuition. The third point is if you chase money, it’ll run away. Just imagine two people.
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The first one always talks about money and how to make money. And the second one always talks about taking care of customers and clients. Who do you want to work with? Of course, you know, the people who want to care about you. So, if you can forget about money and feel more passionate about helping other people, then you can always ask your heart and act on your intuition. The next point is money by itself won’t solve all your problems. When I was 40, I thought money could do all the wonders, but I should have really confronted my clients. I should have really confronted my ex-employees. But instead, I gave you the bonus. So you don’t have any complaints. I should have talked with them and then really listened.
Giving them money is almost the same as giving them money. It’s almost the same as giving them money. Throwing the money at them would solve any relationship issues. In my early 40s, I thought if I had more money, I’d be free forever. But then I realized that even though how much money you have accumulated in your bank account, you cannot feel free because it’s the concept that you need to have money to be free is imprisoning you. Security, confidence, and joy come from within through our relationships. And it happens in your heart, not in your bank account. If you want more advice for this stage of your life, watch this video.
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